?China net finance and economics news on February 23 today, the 215th regular press conference of banking and insurance industry was held. This time, the issuing institution is Fujian banking and Insurance Regulatory Bureau, and the theme is "precise policy implementation and multi linkage Fujian banking and insurance regulatory bureau leads to improve the quality and efficiency of financial services for private enterprises". Mr. Qi Xinzheng, Party committee data of Fujian banking and Insurance Regulatory Bureau, attended the meeting. Qi Xinzheng pointed out that in recent years, the breakthrough of the transformation and upgrading of Fujian banking and insurance industry focuses on Inclusive Finance, and private enterprises and small and micro enterprises have become an important growth point for banking and insurance institutions to expand customer groups, enhance market share and enhance core competitiveness. But at the same time, private enterprises in Fujian have encountered many difficulties and problems in their operation and development, and the understanding of the common prosperity and symbiosis of banks and enterprises is not in place. On the one hand, enterprises often complain that banks have not completely eliminated all kinds of invisible barriers to the private economy, and have not really formed a credit model suitable 2016年114马会图库
for the characteristics of private enterprises; on the other hand, banks also have concerns about enterprises and feel that they serve the people. The risk of operating enterprises is large and the income is low, and the fear of non-performing loans will be held accountable. Therefore, to fundamentally cross the financing mountain of private enterprises, we need to start from both sides of supply and demand at the same time. We need to not only promote the deepening reform of banking and insurance institutions, establish and improve the product system and risk control system that meet the needs of private enterprises, but also guide private enterprises to accelerate their transformation and embark on the path of innovation driven and endogenous growth.