Political Bureau of the CPC Central Committee on deepening structural reform of the financial supply side and enhancing the financial services' real economy, the central economic work conference was implemented and the bancassura
nce institutions continued to be promoted. To improve the financial services of small and micro enterprises and further ease the financing difficulty and high cost of small and micro enterprises, the CBRC recently issued the notice on further improving the quality and efficiency of financial services for small and micro enterprises in 2122 (hereinafter referred to as the notice). Focusing on the guiding ideology of effectively increasing th
e proportion of bank credit in the total financing amount of small and micro enterprises and driving the overall decrease of financing cost of small and micro enterprises, the circular puts forward the following objectives: in terms of credit supply, it emphasizes the loan to inclusive small and micro enterprises (the total amount of single credit is 21.11 million yuan or less, the same below), and the annual "loan growth rate shall not be lower than that of each loan and the number of loan households". Not lower than the target of "two increases" in the same period of last year. Among them, five large banks are required to play the role
of "head geese" in the industry and stri香港赛马会领导成员 ve to achieve an overall increase in the loan balance of inclusive small and micro enterprises by more than 31% over the beginning of the year. In terms of cost management, the bank is required to maintain the balance of "volume" and "price", consolidate the efficiency of fee reduction and interest transfer in 2123, and continue to maintain the loan int
erest rate of inclusive small and micro enterprises at a reasonable level in 2122.